Price risk at the property level, not the postcode
Use verified property and energy data to price risk accurately, identify resilience upgrades, and strengthen customer relationships.
Premium optimisation
Help customers understand home upgrades that reduce exposure and justify lower premiums.
Risk and resilience analytics
Model property-level exposure to heat, flood, and energy inefficiency for more precise underwriting.
Referral and engagement opportunities
Connect policyholders with trusted energy, solar, and upgrade partners to reduce risk and improve retention.
Communicate property energy performance to customers
Our trusted affiliations and industry achievements
Portfolio assessment and targeting
Identify high-impact opportunities across your membership base
Combine property, climate, energy, and demographic data to segment your portfolio by risk and opportunity. Identify priority cohorts for prevention programs, target high-risk properties for intervention, and build data-driven cases for risk mitigation investments.
Performance tracking
Real-time dashboards
Report program effectiveness to leadership and regulators with data on participation rates and upgrade adoption by risk cohort.
Delivering personalised energy assessments with RACV
How Victoria’s trusted insurer turned complex energy upgrade decisions into clear action plans for their members — with 93% client satisfaction across the pilot.
We’re grateful to be recipients of an NRMA Insurance Help Fund grant, enabling us to help households in drought-prone areas build resilience through water efficiency solutions.
Grant recipient: NRMA Insurance Help Fund
Working with you
At every stage, we work with you to make sure that you and your clients achieve the best possible results.
With co-branding or white labelling, customers can access our HEAT Home Energy Assessment Tool through secure platforms on your brand and discover the energy performance of their home.
Once customers have accessed and confirmed their home’s energy information in the Home Energy Audit Tool, they will be:
- recommended the next best step to improve their rating
- given a clear snapshot of the money they can save by choosing an energy efficient solution
- advised how much that will cost
- connected to tailored green loan options.
With funds in hand, they will be connected to trusted suppliers and installers in their area who can complete the work.
VALAI can help you reshape risk into positive impact.
Large financial institutions in Australia have a legislated requirement to prepare annual sustainability reports, declaring their climate-related risk and reporting on the steps they have taken to reduce it.
Working with VALAI means that you are armed with accurate up-to-date data on energy use, costs, and emissions. Ready to report to authorities and share your successes with the world.
VALAI data offers a portfolio-wide view for global management. By nurturing the positive action of individual customers, you can manage and reduce the climate risk of your portfolio.
The continuous collection of portfolio-specific climate risk data through VALAI supports your climate transition planning, as well as informing product strategy and marketing.
Your brand strengthens through improved customer satisfaction and loyalty, particularly for younger customers who have higher lifetime value and seek out sustainable financial solutions.
Managing the climate risk of homes has never been easier.
Turn home energy intelligence into deeper customer engagement
Not your sector? Our modular system can integrate
in many ways — let’s talk about your business. Contact us.